Rich,
When a company says "track day insurance", be sure to check the finer details. Very often the cover only applies if the event is organised by an approved company. My daily driver is insurance with HIC as they are one of the few companies that'll insure a car with a non-standard engine, and with it comes "track day" insurance (by default - I didn't specify it), however it explicitly states the event must be organised by an approved organiser. I think that is fairly common.
Track day cover is also only for your car, not that it matters (in my experience), as when you sign-on, you waive the right to hold a 3rd party accountable for any damage to your vehicle.
Cheers,
John.
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