modified Z3 insurance recommendations

Jaguartvr · #1 21st September 2016, 08:55

Coming towards the end of the build now and would like to put it on the road for a couple of months before painting.
Anyone got any pointers on cheap car insurance and rough prices, 2.8 Z3 with 250 SWBc kit.
It will probably be a limited mileage policy as I have lots of other cars and bikes so they all do quite small mileages.

Barber · #2 21st September 2016, 10:35

Adrian Flux should always be first port of call, they do kits and classics on ltd mileage. I think they are the benchmark insurer for this kind of stuff. It is a while since I had the kit, but they were always excellent.

Lucky@LeMans · #3 21st September 2016, 11:41

I think Adrian Flux hold details of the Tribute range of kits so try them first.
They understand the market and the owners of specialist cars. Talk to them, I have used them many times over the years and always happy with their cover. They do low mileage policies too. Mention you built it yourself , you are in the Tribute "Club", go with some sort of agreed value etc.

Jaguartvr · #4 21st September 2016, 12:40

Well I gave Adrian Flux a ring and they sounded positive because I already have two Mitsubishi GTO Twin Turbos insured with them and thy also said they could mirror across my 9 years NCB so was expecting a good price but they came up with £315 limited to 3K miles, Not impressed. I explained that I had just insured my Mercedes SL350 for £200, unlimited mileage, much higher insurance group and much more valuable. Went away for 5 minutes and came back with £185, much more reasonable. Insured from the first so I need to pull my finger out.

ericholm · #5 21st September 2016, 14:46

Im with www.classiclineinsurance.co.uk for mine - £350 for the year, agreed valuation of £20k, 5000 miles a year and mines is a 3.0i 2002. NCB didn't apply as its on my other daily car

Lucky@LeMans · #6 21st September 2016, 17:33

Agreed value is important with these cars. A Z3 with a "body kit" isn't going to be worth much in the eyes of an insurer unless they understand the market
(Unlike A Flux). Your high street insurer will only offer the value of your Z3 donor if your not careful , the fact these conversions can be worth up to £20K won't register with them. Be careful out there !

Jaguartvr · #7 21st September 2016, 17:34

My NCB is on another car but they mirrored it across. Seems that this is becoming more common and about time too.
I limited the mileage to 3K but 5K would have been just over £200. I only put a value on it of £7.5K as it isn't painted,
final value will depend on how well (or badly) the paint job is.

hurnleft · #8 22nd September 2016, 06:51

I've used Classic Line for all my non standard cars for the last 20 years. Always good service and they just sorted a fair price for the 250 that Tribute just sold.

Bob.

andysharrock · #9 1st January 2017, 19:10

I use Aplan for all my cars and mhome they do not use your no claims on the kit or the motor home. fully comp on my swb 250 was around £150 agreed at 15k and my mhome 200 fully comp. I had problems with flux would never use or recommend them again.

trev dunn · #10 2nd January 2017, 17:20

when I picked my car up Chris recommended A Plan
This year came in at £193 for 5000 miles agreed value of £16,000, if I want to up it to £20,000 when its finished I need to send them some photos and premium will be £207, they seemed to know the kit and were helpful.
Trev

fatbloke · #11 2nd January 2017, 17:33

I used A Plan as well, very helpful and about £140 for 5,000 miles a year.